We use proven principles around diversification, flexibility, and keeping costs low.

are your finances prepared for the unexpected?

About You

You’re a busy professional. Your children are growing up much-too-fast and you’re trying to figure out how to send them to college. You’re going through a life transition, and while you’ve had success in your life, these waters are unchartered territory and you need some guidance.

If you’re struggling with competing goals: college tuition, life transitions, aging parents (who may live out of state), and your own retirement and health goals; you’ve landed in the right place.

About Us

Audrey decided to change her career path after thirty years of experience in the corporate world. Going through divorce, being a single, working mom and raising three kids, she decided that she needed to give back to other professionals facing similar challenges. In addition to founding and running Cairn Financial, Audrey is the founder of Blue Iris – a non-profit dedicated to building a community that supports women through the divorce process from an educational, emotional and social perspective.

What makes us different?

Trained CFP® Professionals

The CFP® designation is the gold standard in the financial industry. The CFP® certification process identifies to the public that those individuals who have been authorized to use the CFP® certification marks have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients.

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We're Not Selling You Anything

Did you know that 90% of financial advisors are in the business of sales? Most advisors will try to sell you a portfolio of their products where they make a commission. We believe in your financial success, not simply ours. Our fees are based on your assets under management (AUM) or a monthly retainer. We’ll never sell you a product, and we will always uphold the fiduciary oath that we owe you.

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Comprehensive Planning

Our financial plans take into account your entire picture. We will evaluate all aspects of your financial life and create a plan that aligns with your desired objectives. We also touch base consistently to make sure that you’re still on track to meet your goals. And if your goals change, we’ll adapt your financial plan to make sure you’re always on the path to success.

Light precedes every transition. Whether at the end of a tunnel, through a crack in the door or the flash of an idea, it is always there, heralding a new beginning.

- Teresa Tsalaky

Our Investment Philosophy

Our investment philosophy is quite simple: we believe in investing for the long-term. We’re not trying to beat the market. We manage your money using proven principles regarding diversification, flexibility and keeping costs low for you.

It’s just that simple.

Start your path to a balanced financial life today.